About Us
Institutional Investment
Excellence in the UAE
Universal Asset Management is a DFSA-regulated investment firm headquartered in the Dubai International Financial Centre. We provide institutional-grade investment solutions to qualified investors worldwide.
Who We Are
Universal Asset Management (UAM) is a regulated investment firm operating under the supervision of the Dubai Financial Services Authority (DFSA) within the Dubai International Financial Centre (DIFC).
We connect qualified investors with curated investment opportunities across venture capital, real estate, and fixed income, while providing comprehensive wealth management and investment banking advisory services.
Our approach combines institutional rigor with entrepreneurial agility, ensuring that every investment decision is backed by thorough due diligence, robust compliance, and transparent reporting.

Foundation
Our Values
Integrity
We uphold the highest ethical standards in every decision, transaction, and relationship.
Transparency
Open, honest communication with our investors, partners, and regulators at all times.
Excellence
Institutional-grade execution across investment analysis, portfolio management, and client service.
Innovation
Embracing new technologies and investment strategies to deliver superior outcomes for our stakeholders.
Team
Board members
Experienced professionals with deep expertise across investment management, compliance, and investor relations.
Tanjir Sugar
Director
CEO of Universal Asset Management, Tanjir is a fintech entrepreneur and Independent Financial Advisor (IFA) with extensive experience in fund management and financial technology. He played a central role in securing UAM's DFSA authorisation. His approach combines technology-driven innovation with traditional financial strategy, with a strong focus on transparency and client-centric investment practices.
Dr. Zana Kalam
Director
Dr. Farzana Kalam brings decades of experience across alternative investments, specialist mortgages, and portfolio management, serving as Director at both UAM and TS Asset Management (UK). A trained medical doctor with a tenure at the NHS, she brings rare analytical depth to financial decision-making. Raised in Riyadh and fluent in Arabic and English, she brings a genuinely international perspective to the firm's strategy.
Dylan Ball
Director
Dylan brings over 16 years at Franklin Templeton Investments, serving as Head of European Equities in London from 2017 to 2023, managing approximately $2 billion in client funds. He restructured the SMID cap fund range and co-founded the Templeton Global Climate and Leaders funds. His expertise spans portfolio management, research, and fund marketing across Financials, Utilities, Consumer, and Industrial sectors.
Milestones
Our Journey
Founded in the Dubai International Financial Centre (DIFC)
Obtained DFSA Category 3C license for fund management and advisory
Launched first Venture Capital Fund targeting MENA tech startups
Expanded to Real Estate and Fixed Income fund strategies
Surpassed $150M in Assets Under Advisory
Launched institutional investor portal and fund introducer network